I went to RC Willey’s last night to order a TV stand. I had looked around the other day and they had one that looked decent and was rather functional with an optional (to use) built in swivel mount. It was also on sale for the same price as online. I go pay for it and they won’t take my Visa card without supplemental ID, “to cut down on fraud.” How can you cut down on fraud by requirement me to show personal details of my ID to a cahier I do not know or trust? My signature is the only identification Visa requires. It’s in their (Visa’s) Merchants agreement that they cannot require supplemental identification for a purchase, just the signature.
I tried to argue this with the salesgirl to no avail, and not wanting to stand around forever just showed it to her. It’s invalid on the front anyway, I have the update sticker with correct info on the back and no one ever bothers to look.
Remember, the next time you use your Visa card refuse supplemental identification. They can ask, but if they require it they are in violation of their merchants agreement with Visa. At least they aren’t as bad as Sports Authority, they want your phone number to make a transaction. They are very insistent, they won’t like it, but they have never refused to ring me up because of it.
I think I will start supplying the OIGT VERFIED picture when asked. It would look cooler if I had time or Photoshop. It shows me drinking which automatically makes me 10 internets cooler or something.
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I don't mind it. a photo ID is much harder to forge than a signature. you might not have money in your account that you want to protect, but I do.
ReplyDeleteIt's a credit card. By definition you don't have an account with money in it. You are thinking of a debit card.
ReplyDeleteThe only person you would be protecting is VISA. They have already set down usage rules to follow, which explicitly counterman that logic.